Verification checks
Learn about the different verification checks
Payer B2B SignUp currently support the following verifications
- User email verification
- Authorized signatory verification
- Authorized signatory approval
- Identity verification
- Credit check
To activate the different verification checks, please contact us and we will help you further.
How the verification rules works
| Rule | Configurable | *Can require further user action after finished widget flow * | Action |
|---|---|---|---|
| User email verification | Yes | Yes | Email is sent to user at the end of session. |
| Authorized signatory verification | Yes | Yes | Two things are checked:
|
| User identity verification | Yes | No | Identification of the user going through the onboarding process (Sweden: BankID). |
| Credit check | No | No | Credit check based on merchant's credit template. |
Verification Results
All verifications will start in status PENDING. The status will change when action has being taken for that verification.
| Rule | Result | State |
|---|---|---|
| User email verification | Email verification successfully completed | COMPLETED |
| Authorized signatory verification | Name/personal number doesn't match with registered authorized signers for that company | FAILED |
| Not enough data could be collected during session (will only happen for non-Swedish companies) | MANUAL_CONTROL | |
| Name/personal number matches with registered authorized signers for that company | COMPLETED | |
| Authorized signatory approval | Technical error, customer not able to complete the identification | ERROR |
| User identification failed and we could not verify the user | FAILED | |
One of the two:
| MANUAL_CONTROL | |
| Authorized signatory has successfully verified | COMPLETED | |
| User identity verification | Technical error, customer not able to complete the identification | ERROR |
| User identification failed and we could not verify the user | FAILED | |
| Not enough data could be collected during session (will only happen for non-Swedish companies) | MANUAL_CONTROL | |
| User identified successfully | COMPLETED | |
| Credit Check | Technical error, not able to perform credit check | ERROR |
One of the two:
| MANUAL_CONTROL | |
| Credit check Approved or Rejected | COMPLETED |
Note that the status of the Credit Check will be COMPLETED whether the check was approved or rejected. In order to get a clear idea of the actual result, take look at the creditDecision in one of the callbacks.
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