Verification checks

Learn about the different verification checks

User email verification
Authorized signatory verification
Authorized signatory approval
Identity verification
Credit check

To activate the different verification checks, please contact us and we will help you further.

How the verification rules works

Rule	Configurable	Can require further user action after finished widget flow	Action
User email verification	Yes	Yes	Email is sent to user at the end of session.
Authorized signatory verification	Yes	Yes	Two things are checked: Verification: the name or personal number of the given authorized signatory matches with registered company information (board members and authorized signatory). Approval: Email or sms will be sent to the authorized signatory for approval of the user and the creation of an account. (Sweden: BankID)
User identity verification	Yes	No	Identification of the user going through the onboarding process (Sweden: BankID).
Credit check	No	No	Credit check based on merchant's credit template.

Verification Results

All verifications will start in status PENDING. The status will change when action has being taken for that verification.

Rule	Result	State
User email verification	Email verification successfully completed	`COMPLETED`
Authorized signatory verification	Name/personal number doesn't match with registered authorized signers for that company	`FAILED`
	Not enough data could be collected during session (will only happen for non-Swedish companies)	`MANUAL_CONTROL`
	Name/personal number matches with registered authorized signers for that company	`COMPLETED`
Authorized signatory approval	Technical error, customer not able to complete the identification	`ERROR`
	User identification failed and we could not verify the user	`FAILED`
	One of the two: Only partial match of name found, requires manual control to ensure the correct identity of the signer Not enough data could be collected during session (will only happen for non-Swedish companies)	`MANUAL_CONTROL`
	Authorized signatory has successfully verified	`COMPLETED`
User identity verification	Technical error, customer not able to complete the identification	`ERROR`
	User identification failed and we could not verify the user	`FAILED`
	Not enough data could be collected during session (will only happen for non-Swedish companies)	`MANUAL_CONTROL`
	User identified successfully	`COMPLETED`
Credit Check	Technical error, not able to perform credit check	`ERROR`
	One of the two: Credit check status Control Not enough data could be collected during session (will only happen for non-Swedish companies)	`MANUAL_CONTROL`
	Credit check Approved or Rejected	`COMPLETED`

Note that the status of the Credit Check will be COMPLETED whether the check was approved or rejected. In order to get a clear idea of the actual result, take look at the creditDecision in one of the callbacks.

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Verification checks

Learn about the different verification checks

Payer B2B SignUp currently support the following verifications

How the verification rules works

Verification Results